# GPUBank vs UpCloud

> UpCloud is a Finnish IaaS provider, UpCloud Oy of Helsinki, with 15 locations; its GPU Servers (L4, L40S, RTX PRO 6000, H100, B200, B300) run only in fi-hel2, Helsinki. Its H100 SXM costs $1.89 per GPU-hour on its USD page, excluding VAT and with storage and IPv4 on top, and it has announced EUR 2.17 from 20 October 2026; GPUBank charges $1.85 all-in. UpCloud offers a 99.999 % SLA, managed Kubernetes and card payments; GPUBank bills by the second, runs four GPU regions and takes crypto.

- Page: https://gpubank.io/compare/gpubank-vs-upcloud
- Prices last checked on 29 September 2026, on UpCloud's own pages (sources below). Page updated 2 November 2026.
- UpCloud: https://upcloud.com/, headquartered in Helsinki, Finland
- GPUBank: https://gpubank.io, GPU cloud billed per second at an all-in hourly price (vCPU, RAM, NVMe, one IPv4 and traffic included), prepaid balance topped up in crypto.

## Verdict

**SLA, certifications and a full IaaS stack at UpCloud. Per-second billing, four regions and lower prices at GPUBank.**

UpCloud suits European teams that want GPU VMs under Finnish jurisdiction next to managed Kubernetes, databases and object storage, with a 99.999 % SLA and ISO 27001. On the H100 SXM the prices are close today, $1.89 against $1.85, and GPUBank costs 20 to 54 % less on the B200, RTX PRO 6000 and L40S. UpCloud bills GPU plans by the started hour and charges storage and IPv4 separately, even while a server is stopped. It takes cards, PayPal and mobile wallets from a EUR 10 minimum; GPUBank takes crypto and runs GPUs in four regions where UpCloud has one.

Score over 29 points: GPUBank ahead on 14, even on 8, UpCloud ahead on 7.

## Key facts

| Criterion | UpCloud | GPUBank |
|---|---|---|
| H100 SXM, per GPU-hour | $1.89, 1 to 8 GPUs, excl. VAT | $1.85, all-in |
| Cheapest GPU-hour | $0.69, L4, excl. VAT | $0.23, RTX 4090 |
| Billing granularity | Per started hour | Per second |
| Stopped instance | GPU plan stops; storage and IPv4 billed | Disk only |
| Persistent storage | $0.25 per GB-month MaxIOPS, $0.097 Standard | $0.03 per GB-month |
| Egress traffic | Included within a Fair Transfer Limit | Included |
| Crypto payments | No | Bitcoin, USDT, Ethereum and 12+ more |
| Card payments | Cards, PayPal, Apple Pay, Google Pay | No |
| Minimum deposit | EUR 10 one-time payment | $25 |
| GPU models listed | 7 | 10 |
| Regions | 1 GPU location, fi-hel2 | 4 |
| Serverless GPUs | No | No |
| Availability target | 99.999 %, credits of 50x the fees | 99.9 % monthly |
| Compliance reports | ISO 27001, CISPE, PiTuKri; no SOC 2 | None published |
| Support | 24/7 live chat and email | Tickets from a $25 balance |
| Headquarters | Helsinki, Finland | Tallinn, Estonia |

## Same GPUs, price per GPU-hour (USD, excl. VAT)

| GPU | UpCloud | GPUBank | Difference |
|---|---|---|---|
| B200 SXM | $5.20 (on demand) | $4.15 | -20 % |
| H100 SXM | $1.89 (on demand) | $1.85 | -2 % |
| RTX PRO 6000 | $1.88 (on demand) | $1.15 | -39 % |
| L40S | $1.19 (on demand) | $0.55 | -54 % |

## When to pick UpCloud

- 99.999 % SLA on GPU plans, with credits of 50x the fees
- ISO 27001, CISPE Code of Conduct and PiTuKri audit
- Managed Kubernetes with GPU node groups, full IaaS stack
- Cards, PayPal, Apple Pay and Google Pay, from a EUR 10 payment
- B300 plans and NVLink up to 8 GPUs, 24/7 live chat

## When to pick GPUBank

- Per-second billing, where UpCloud bills by the started hour
- IPv4 and local NVMe included; UpCloud adds $3.85 per IPv4 a month
- B200 at $4.15 against $5.20, L40S at $0.55 against $1.19 to $1.27
- GPUs in Paris, Frankfurt, Ashburn and Singapore, not Helsinki only
- Pay in Bitcoin, USDT and 12+ other coins, no card or phone

## Questions

### Is GPUBank cheaper than UpCloud for an H100?

Slightly today. UpCloud lists the H100 SXM at $1.89 per GPU-hour excluding VAT, with block storage and IPv4 billed on top; GPUBank charges $1.85 with vCPU, RAM, NVMe, IPv4 and traffic included. UpCloud has announced EUR 2.17 per GPU-hour on demand from 20 October 2026.

### How does UpCloud bill GPU servers?

UpCloud bills GPU plans by the started hour. When a server is stopped the plan is not billed, but block storage and public IPv4 addresses keep billing. GPUBank bills per second and, on a stopped instance, charges only the persistent disk at $0.03 per GB-month.

### Does UpCloud accept crypto?

No. UpCloud accepts Visa, MasterCard, Amex, Discover, Maestro, PayPal, Apple Pay and Google Pay, and asks for a phone number and billing address at sign-up. GPUBank is paid from a USD balance topped up in Bitcoin, USDT, Ethereum and more than a dozen other coins.

### Where are UpCloud's GPUs located?

All UpCloud GPU Servers run in fi-hel2, a Telia data center in Helsinki, although the platform has 15 locations. GPUBank runs GPUs in Paris, Frankfurt, Ashburn and Singapore.

### Which has the stronger SLA and certifications?

UpCloud. It lists a 99.999 % SLA on every GPU plan with credits of 50x the fees for outages longer than 5 minutes, and holds ISO 27001, the CISPE Code of Conduct and a PiTuKri audit. GPUBank sets a 99.9 % monthly target per region and publishes no SOC 2 or ISO 27001 report.

### Are these prices with or without VAT?

Without. Every price on this page excludes VAT and sales tax, for UpCloud and for GPUBank, so the two columns compare like for like. Tax is added at checkout according to where the buyer is based.

## Sources

- https://upcloud.com/global/pricing/: GPU prices USD, storage, IPv4, file/object storage
- https://upcloud.com/pricing/: GPU prices EUR originals, billing FAQ, currencies, refunds
- https://upcloud.com/products/gpu-servers/: Announced prices from 20 Oct 2026, spot, reserved from 3 months, clusters, B300 coming soon, GPU specs
- https://upcloud.com/docs/products/gpu-servers/configurations/: Plans, CPU models, VRAM, NVLink, stopped-server billing, trial exclusion
- https://upcloud.com/docs/products/gpu-servers/availability/: fi-hel2 only, GPU quota, promotional credit rule
- https://upcloud.com/docs/products/gpu-servers/spot/: Spot mechanics, billing, SLA exemption
- https://upcloud.com/docs/products/gpu-servers/faq/: Stopped billing, passthrough, Docker, spot refunds
- https://upcloud.com/docs/products/gpu-servers/storage/: Storage tiers, moving volumes
- https://upcloud.com/docs/products/gpu-servers/software/: Templates, custom images
- https://upcloud.com/docs/changelog/2026-07-06-gpu-spot-pricing/: Spot launch for L40S and B200
- https://upcloud.com/docs/changelog/2026-05-18-h100-b200-gpus/: Launch dates, NVLink
- https://upcloud.com/docs/changelog/2026-09-16-rtx-pro-6000-gpus/: Launch date
- https://upcloud.com/docs/changelog/2026-08-18-change-gpu-model-and-plan/: GPU plan change without reinstall
- https://upcloud.com/docs/products/managed-kubernetes/gpu-nodes/: Managed Kubernetes GPU node groups
- https://upcloud.com/docs/getting-started/billing/payment-methods/: Cards, PayPal, Apple/Google Pay
- https://upcloud.com/docs/getting-started/billing/: Card and billing address at signup, verification
- https://upcloud.com/docs/getting-started/accounts/account-requirements/: Name, email, phone, card, sanctions checks
- https://upcloud.com/docs/getting-started/accounts/account-balance/: Hourly deduction, run-out policy, refunds

Prices change: check both providers before buying. UpCloud is a trademark of its owner; GPUBank is not affiliated with UpCloud.