# GPUBank vs Replicate

> Replicate is a San Francisco platform, joining Cloudflare since November 2025, that runs public and custom models behind an API and bills GPU time per second. It is a serverless model API, not a GPU cloud: there is no VM, SSH or disk, and its H100 80GB costs $5.49 per GPU-hour ($0.001525 per second) with the form factor not stated. GPUBank rents an H100 SXM instance at $1.85 per GPU-hour, so the two overlap only on inference.

- Page: https://gpubank.io/compare/gpubank-vs-replicate
- Prices last checked on 29 September 2026, on Replicate's own pages (sources below). Page updated 2 November 2026.
- Replicate: https://replicate.com, headquartered in San Francisco, United States
- GPUBank: https://gpubank.io, GPU cloud billed per second at an all-in hourly price (vCPU, RAM, NVMe, one IPv4 and traffic included), prepaid balance topped up in crypto.

## Verdict

**Scale-to-zero model APIs at Replicate. Raw GPU instances at a lower hourly rate at GPUBank.**

Replicate suits bursty inference: public models bill only active seconds, and the catalogue cites 50,000+ models, some sold per output. For steady work the hourly rate matters more, and GPUBank costs 55 % less on the H200 and 84 % less on the L40S. A month of L40S time is $2,527.20 on Replicate against $396 on GPUBank. Replicate gives no SSH or disk access, puts H200 and most multi-GPU sizes behind committed spend contracts, and publishes no regions.

Score over 23 points: GPUBank ahead on 10, even on 7, Replicate ahead on 6.

## Key facts

| Criterion | Replicate | GPUBank |
|---|---|---|
| H100 SXM, per GPU-hour | $5.49, H100 80GB, form factor not stated | $1.85, all-in |
| Cheapest GPU-hour | $0.81, T4 | $0.23, RTX 4090 |
| Billing granularity | Per second | Per second |
| Stopped instance | Scales to zero; private models bill idle time | Disk only |
| Persistent storage | Not published | $0.03 per GB-month |
| Egress traffic | Not published | Included |
| Crypto payments | Not published | Bitcoin, USDT, Ethereum and 12+ more |
| Card payments | Credit and debit cards, bank transfer | No |
| Minimum deposit | Not published | $25 |
| GPU models listed | 5 | 10 |
| Regions | None published, no region choice | 4 |
| Serverless GPUs | Yes, scale-to-zero model API | No |
| Availability target | Enterprise only, level not published | 99.9 % monthly |
| Compliance reports | No SOC 2 or ISO 27001 found; DPA for enterprise | None published |
| Support | Email and Discord; priority for enterprise | Tickets from a $25 balance |
| Headquarters | San Francisco, United States | Tallinn, Estonia |

## Same GPUs, price per GPU-hour (USD, excl. VAT)

| GPU | Replicate | GPUBank | Difference |
|---|---|---|---|
| H200 SXM | $5.49 (serverless) | $2.49 | -55 % |
| L40S | $3.51 (serverless) | $0.55 | -84 % |

## When to pick Replicate

- Public models bill only active processing time, setup and idle are free
- One API for 50,000+ models, including proprietary ones sold per output
- Cog packaging, autoscaling deployments and rolling updates
- Python, Node.js, Go and Swift clients, a CLI and an MCP server
- Cards, debit cards or bank transfer, and billing in arrears

## When to pick GPUBank

- H100 SXM at $1.85 per GPU-hour, against $5.49 for Replicate's H100
- SSH, JupyterLab, custom Docker images and persistent disks
- H200 and 8-GPU instances without a committed spend contract
- Interruptible at 40 % off and reserved at 20 % off
- Four named regions, including Paris and Frankfurt, and crypto top-ups

## Questions

### Is GPUBank cheaper than Replicate for an H100?

Per hour, yes. Replicate lists its H100 at $5.49 per GPU-hour, billed as $0.001525 per second, and does not state the form factor. GPUBank charges $1.85 per GPU-hour for an H100 SXM. Replicate can still cost less for rare requests, since public models bill only active time.

### Can I SSH into a Replicate GPU?

No. Replicate runs models packaged with Cog behind an API, with no VM, SSH, Jupyter or persistent disk. GPUBank rents GPU instances with SSH, JupyterLab, custom Docker images and persistent disks.

### Does Replicate charge for idle time?

It depends on the model. Public models bill only active processing time. Private models and deployments also bill setup and idle time, and a deployment with min_instances above 0 is billed continuously.

### Can I pay Replicate with crypto?

Replicate's terms list credit card, debit card or bank transfer through Stripe, and no crypto option is published. GPUBank is paid from a USD balance topped up in Bitcoin, USDT, Ethereum and more than a dozen other coins.

### Where does Replicate run my models?

Replicate publishes no regions and offers no region choice. Its hosting subprocessors (AWS, CoreWeave, GCP, Fly.io) are listed in the United States. GPUBank runs in Paris, Frankfurt, Ashburn and Singapore.

### Are these prices with or without VAT?

Without. Every price on this page excludes VAT and sales tax, for Replicate and for GPUBank, so the two columns compare like for like. Tax is added at checkout according to where the buyer is based.

## Sources

- https://replicate.com/pricing: Hardware per-second prices, SKUs, specs, per-output model prices, committed-spend gating
- https://replicate.com/: Positioning, scale-to-zero, pricing excerpt
- https://replicate.com/docs/topics/billing: Billing models, instance lifecycle, what is billed for public/private models and deployments, failed runs, free limits
- https://replicate.com/docs/topics/billing/prepaid-credit: Prepaid credit, 1-year validity, non-refundable, auto reload minimums
- https://replicate.com/terms: Legal entity and address, payment methods, Stripe, arrears vs prepaid, 18+ eligibility, export controls
- https://replicate.com/privacy: GitHub sign-in data, legal entity
- https://replicate.com/signin: Sign-in method (GitHub only)
- https://replicate.com/enterprise: SLA, DPA, priority support, volume discounts, reserved compute
- https://replicate.com/blog/replicate-cloudflare: Ownership
- https://replicate.com/about: Careers on Cloudflare
- https://replicate.com/docs/topics/deployments: Autoscaling, hardware choice, monitoring
- https://replicate.com/docs/topics/deployments/create-a-deployment: Deployment API, min/max instances
- https://replicate.com/docs/topics/models/hardware: Hardware switching
- https://replicate.com/docs/reference/client-libraries: SDKs, MCP
- https://replicate.com/docs/reference/open-source: Cog, official CLI
- https://replicate.com/docs/reference/http: API endpoints incl. hardware.list
- https://replicate.com/docs/reference/how-does-replicate-work: Cold boots
- https://replicate.com/docs/topics/predictions/data-retention: One-hour deletion of API prediction data

Prices change: check both providers before buying. Replicate is a trademark of its owner; GPUBank is not affiliated with Replicate.