# GPUBank vs io.net

> io.net is run by IO.NET Inc., a Delaware company, and resells GPUs from partner datacenters and from its own decentralized worker network, tied to the Solana-based IO Coin. Its prices are dynamic: the io.net-network H100 SXM VM was listed at $1.99 per GPU-hour but sold out, a $1.19 Ray rate applies to a managed service on request, and the cheapest H100 you could book on 2026-09-29 was $2.60. GPUBank charges a fixed $1.85; io.net has a wider catalogue, takes USDC and cards, and sells managed Kubernetes and Ray.

- Page: https://gpubank.io/compare/gpubank-vs-io-net
- Prices last checked on 29 September 2026, on io.net's own pages (sources below). Page updated 2 November 2026.
- io.net: https://io.net, headquartered in United States
- GPUBank: https://gpubank.io, GPU cloud billed per second at an all-in hourly price (vCPU, RAM, NVMe, one IPv4 and traffic included), prepaid balance topped up in crypto.

## Verdict

**A wider catalogue and managed clusters at io.net. Fixed prices and per-second billing at GPUBank.**

io.net lists 27 NVIDIA models and low network rates, but on the check date every io.net-network device was sold out, and the partner H100 you could book cost $2.60 per GPU-hour. Its rates can change while a booking runs, the first hour is charged upfront and not refunded, and billing then runs in advance in 5-minute blocks. There is no stop state or persistent volume, so ending a booking removes its data. io.net wins on catalogue width, managed Kubernetes and Ray, 24/7 chat and a $10 minimum.

Score over 26 points: GPUBank ahead on 11, even on 9, io.net ahead on 6.

## Key facts

| Criterion | io.net | GPUBank |
|---|---|---|
| H100 SXM, per GPU-hour | $1.99 VM, sold out; $1.19 Ray rate | $1.85, all-in |
| Cheapest GPU-hour | $0.15, RTX A4000, sold out | $0.23, RTX 4090 |
| Billing granularity | 5-minute blocks, billed in advance | Per second |
| Stopped instance | No stop state; stopping removes the booking | Disk only |
| Persistent storage | Local disk only; no persistent volumes | $0.03 per GB-month |
| Egress traffic | Not published | Included |
| Crypto payments | USDC and IO Coin, no fee | Bitcoin, USDT, Ethereum and 12+ more |
| Card payments | Cards via Stripe, 5 % fee | No |
| Minimum deposit | $10 | $25 |
| GPU models listed | 33, including 6 Apple M-series chips | 10 |
| Regions | Partner listings in 4 countries | 4 |
| Serverless GPUs | No | No |
| Availability target | None published | 99.9 % monthly |
| Compliance reports | SOC 2 badge only; no report published | None published |
| Support | Email, contact form, 24/7 chat | Tickets from a $25 balance |
| Headquarters | United States | Tallinn, Estonia |

## Same GPUs, price per GPU-hour (USD, excl. VAT)

| GPU | io.net | GPUBank | Difference |
|---|---|---|---|
| B200 SXM | $7.91 (on demand) | $4.15 | -48 % |
| H200 SXM | $3.79 (on demand) | $2.49 | -34 % |
| H100 SXM | $1.99 (on demand) | $1.85 | -7 % |
| H100 PCIe | $1.00 (on demand) | $1.35 | +35 % |
| RTX PRO 6000 | $2.09 (on demand) | $1.15 | -45 % |
| A100 SXM | $1.31 (on demand) | $0.95 | -27 % |
| L40S | $0.84 (on demand) | $0.55 | -35 % |
| RTX 5090 | $0.89 (on demand) | $0.48 | -46 % |
| RTX 4090 | $0.30 (on demand) | $0.23 | -23 % |

## When to pick io.net

- 27 NVIDIA models, from RTX A4000 at $0.15 to B300
- Managed Kubernetes, Ray and bare metal on request
- Confidential compute on H100, H200 and B200, as a managed service
- USDC and IO Coin top-ups with no fee, or cards, from $10
- Chat support, 24/7 per the contact page

## When to pick GPUBank

- Fixed prices, where io.net rates can change on a running booking
- Per-second billing, against 1 hour upfront then 5-minute blocks
- Stop an instance and keep its disk, at $0.03 per GB-month
- IPv4 and all traffic included; io.net publishes neither price
- Terraform provider, CLI, Python SDK and a status page

## Questions

### Is GPUBank cheaper than io.net for an H100?

For an H100 you can book now, yes. On 2026-09-29 the io.net-network H100 SXM at $1.99 per GPU-hour was sold out, and the cheapest available H100 was a partner VM at $2.60. The $1.19 shown in IO Explorer is a Ray rate for a managed service on request. GPUBank charges a fixed $1.85.

### Does io.net accept crypto?

Yes. io.net sells IO Credits for USDC or IO Coin through SpherePay, with no fee, and for cards through Stripe with a 5 % fee. GPUBank takes Bitcoin, USDT, Ethereum and more than a dozen other coins, and no cards.

### Can io.net prices change while my instance runs?

Yes. io.net uses dynamic pricing, and the rate of a running booking changes when the supplier changes its price, with an email notice. GPUBank publishes fixed prices.

### Can I stop an io.net instance and keep my data?

No stop state is documented. Stopping a pay-as-you-go booking ends billing and removes the booking, and prepaid time is forfeited. On GPUBank a stopped instance keeps its persistent disk at $0.03 per GB-month.

## Sources

- https://cloud.io.net/cloud/virtual-machines/create-cluster: Live VM prices, GPU counts, storage, supplier, location
- https://cloud.io.net/cloud/container/create-cluster: Container prices, recipe templates
- https://explorer.io.net/explorer/home: Ray, Container, Baremetal, VM rates for io.net network devices, network size
- https://io.net/: Carousel prices, 30 July 2025 price table, hero claims, SOC2/GDPR badges
- https://io.net/cloud: Site observations
- https://io.net/pricing: Confirmed no pricing page
- https://io.net/docs/guides/payment/io-cloud-payments: Credits-only compute, 5% card fee, no crypto fee, Solana/Aptos wallets
- https://io.net/docs/guides/payment/io-credits: 10 USD minimum, USDC via Spherepay, card via Stripe, 12-month expiry, withdrawals
- https://io.net/docs/guides/payment/pay-as-you-go: First hour upfront, incremental charging, termination on low balance, burn-rate API
- https://io.net/docs/guides/payment/card-payments-faqs: 5% Stripe fee, local currency
- https://io.net/docs/guides/payment/deploy-cluster-and-pay: IO Coin and USDC via Sphere Pay (legacy per-cluster flow)
- https://io.net/terms: Legal entity, 5-minute block billing, dynamic pricing, no refunds, sanctions/age eligibility
- https://io.net/docs/guides/loginsignup: Email OTP and social sign-up
- https://io.net/docs/guides/clouds/start-using-io-cloud: Sign-up methods, cluster types, Jupyter/VS Code tools
- https://io.net/docs/guides/faq: supply sources, SOC2 suppliers
- https://io.net/docs/guides/clouds/deploy-vm-on-demand: Images, SSH, partner image restriction, ports
- https://io.net/docs/guides/clouds/deploy-containers: Custom Docker images, 1-hour minimum
- https://io.net/docs/guides/clouds/managed-services: Bare Metal, Kubernetes, Ray, Confidential Compute on request, bare metal self-service withdrawn 1 Oct 2025

Prices change: check both providers before buying. io.net is a trademark of its owner; GPUBank is not affiliated with io.net.